Long-Term Care Insurance

Are You Protecting Your Paycheck & Financial Future?

April 29, 2016

Do you rely on your paycheck every month to cover your essential expenses? How long would you be able to support yourself if you were unable to earn a living? Although it can be grim to think about the answers to these life questions, the reality is that accidents happen and that many people do…

Elimination Periods for LTD and LTC Policies: Here’s What You Should Know

January 22, 2015

If you have long-term disability (LTD) or long-term care (LTC) insurance, your policy will have what is known as an elimination period associated with it. Understanding what elimination periods for LTD and LTC policies are and how they can impact your current or future claims can be important. Here’s what you should know about elimination periods for LTD and LTC…

Stand Up after LTC Claim Denials

January 12, 2015

What Long-Term Care Insurance Covers If you are reading this article, you likely already know that long-term care insurance is not like health insurance. Long-term-care insurance helps pay for the assistance if you become ill or disabled at some point.  It is designed to cover long-term services, including personal and custodial care, in your home or other…

Insurance Companies’ Tricks of the Trade

November 13, 2008

The American Association for Justice (formerly the Association of Trial Lawyers of America) recently released a new report on the insurance industry titled “Tricks of the Trade: How Insurance Companies Deny, Delay, Confuse and Refuse.” The report reviews some of the egregious ways the industry attempts to make large sums of money at the expense…