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Blog

MetLife Overturns Prior Disability Denial in Support of Appeal 

April 25, 2018

Ms. A, a highly educated professional woman, was involved in two separate car accidents (one in 1992 and one in 2002) and was later bucked off a horse in 2009.  Over time, the effects from these different injuries compounded and progressed, eventually causing severe pain that is now nearly constant. 
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Sun Life Approves LTD and LWOP Claims after Medical Examination

April 19, 2018

A Saleswoman was rendered disabled as a result of intractable occipital neuralgia, cervical degenerative disc disease, cervical spondylosis, spasmodic torticollis, postlaminectomy syndrome, chronic pain syndrome, and chronic migraines. After paying long term disability (LTD) benefits for just over a year and approving life insurance waiver of premium (LWOP) for just
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Mental Health Conditions and LTD Claims

April 16, 2018

Proving the existence of a disability, and your disabling symptoms, can be challenging in any disability insurance claim. For those suffering from a mental health condition, the claim process can be just as problematic if not more difficult to navigate.  That is because many of these conditions can be relatively
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Hartford Approves Long-Term Disability Benefits

April 11, 2018

A career firefighter suffered from several work-related injuries. He made heroic efforts to continue working by pursuing every treatment option, including multiple surgeries, to improve his conditions. However, his doctors had grave concerns that he would ultimately suffer a reinjury and recommended he cease work. He was eventually convinced to
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Liberty Life Disability Group Being Purchased by Lincoln Financial

April 9, 2018

It was recently announced that Lincoln Financial will be purchasing the group life and disability business of Liberty Life Assurance Company of Boston Liberty (owned by Liberty Mutual) for $3.3 billion.  The deal is expected to close sometime in the second quarter of 2018. This transfer of business will result
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How Can I Figure Out the Date of Disability for My Long-Term Disability (LTD) Claim?

December 27, 2017

When it comes time to file a claim against a long-term disability (LTD) policy, figuring out the date of disability will be pivotal to determining if the claim will be approved or when it becomes payable. Although this date may be relatively clear or definitive in some cases – like
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Independent Medical Exams (IMEs) for Disability Claims: What to Expect

December 18, 2017

When a claim is filed against a short- or long-term disability policy, the insurance company may request that the claimant attend an independent medical exam (IME). IMEs are basically a visit to a doctor selected by the insurer, during which the nature and severity of your disability or health impairment
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Aetna Selling Group Life & Disability to Hartford

October 25, 2017

It was just announced that The Hartford Group will be purchasing the Group Life and Disability business of Aetna Insurance. The deal is expected to close in November. This transfer of business will result in The Hartford becoming the second largest group life and disability insurer in the United States.
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Barrister’s Best People’s Choice – Best Disability Lawyer

October 20, 2017

Law Week Colorado just released its annual list of the very best attorneys in Colorado in various practice areas. We’re proud to announce that our own Shawn McDermott has been included. The weekly publication invited its readers “to help track down the most prominent, highest performing and well-established lawyers in
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Long-Term Disability Claims & Appeals: FAQs

June 26, 2017

Navigating the long-term disability (LTD) claims process can be challenging, especially in light of the fact that insurance companies are not necessarily looking out for policyholders or their rights. In fact, some insurance providers may even take extra steps – like surveilling claimants – to try to find reasons to
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