We Know Long-Term Disability Insurance Law

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Choose an Experienced Attorney, McDermott Law, LLC Can Help You.

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Bad Faith, Disability Claim, Life Insurance and ERISA Attorneys

The insurance dispute lawyers at McDermott Law, LLC are dedicated to aggressively representing the rights of individuals with short and long-term disability, life insurance, accidental death and dismemberment (AD&D), Colorado PERA and other insurance denials and bad faith claims. The attorneys and staff at our firm possess a particular specialty in handling disability and life insurance claims governed by the Employee Retirement Income Security Act (“ERISA”) or those filed under the Colorado PERA (Public Employee’s Retirement Association) disability program. The disability attorneys at the firm have over 30 years of combined legal experience ready to be put to work on your behalf. We are committed to building for each of our clients the strongest possible claim and will work relentlessly to help them secure the benefits and compensation they need and deserve.

Our extensive knowledge of the law, litigation experience and dedication to our clients result in our ability to effectively handle, negotiate or litigate insurance dispute claims at every stage of the legal process. When working with our respected legal professionals, you can rest assured that you are getting the best possible representation for your claim and that you have the best chances of resolving your case as beneficially and efficiently as possible.

Disability Insurance Claims

While suffering an injury is undoubtedly physically and emotionally devastating, the situation can be far more difficult to deal with if the injured person is having problems obtaining disability benefits or has been denied these benefits altogether. At McDermott Law, LLC, our Denver disability insurance lawyers:

ERISA Claims

Disability claims made under the Employment Retirement Income Security Act (ERISA) can be complex cases to handle because the ERISA law is notoriously unclear and is not necessarily fair. If you have been denied benefits that should have been covered by ERISA, our Denver ERISA lawyers may be able to help you recover the financial support you need and deserve. Specifically, we are experienced at:

Colorado PERA Disability Claims

Employees of most Colorado governmental agencies and public entities receive disability and other benefits by virtue of their participation in the Public Employees’ Retirement Association (PERA). These claims are administered by PERA’s disability program administrator, Unum Life Insurance Company of America (“Unum”). Available benefits may include PERA short-term disability and/or disability retirement. The PERA system for obtaining such benefits is somewhat unique. Our firm has the most experience of any law firm in the state in handling PERA disability claims and denials, as well as appeals and litigation of these matters.

Insurance Denials and
Bad Faith Insurance Cases

Although you may think of your insurance policy as a safety net that will protect you in your time of need, unfortunately, agents for insurance companies do not always act ethically or legally. In fact, they may act in bad faith – trying to deny or undercut your legitimate claim – in an effort to protect their own profits at your expense. If you are involved in an insurance dispute, our Denver insurance bad faith lawyers can fiercely defend your rights to benefits and help you obtain the compensation to which you are entitled.

Our People

Shawn E. McDermott

Founding Attorney/Manager

Timothy M. Garvey

Associate Attorney

Mary Susan L. Kern

Associate Attorney

Lisa Blaylock

Office Manager/Senior Paralegal

Mary Kreikemeier


Rachel Porter


Shelina Young

Legal Assistant

Thanks again for the great job that you and your office did on my appeal. Every thing from your office was handled so expertly and efficiently. You guys do good work in a world where good work is becoming more and more a rarity.@

Don B.

Thanks for working with me and I do appreciate what you’ve been able to do for me. I know that I would not be where I am, had I not hired you!@

Beth K.

Hi Shawn,

I just received the February benefit check and was pleasantly surprised. . . . It’s a reaffirmation of the faith I placed in your firm and your people. Top of the line all the way through. I can’t thank you all enough, really, I can’t. You and your firm have been courteous, professional, and, dare I say it, downright friendly through the whole process. I cannot ever hope to have found a more responsive bunch of people. You had better watch it before you give lawyers a good name.

Thank you again. My wife, Barbara, asked that I send her thanks along as well as we were presented with a high priced prescription for her today and this will cover it! Yeah!

Randy T.

Thank you for representing me. I fully believe I wouldn’t be on benefits now without the excellent work you and your team did on my behalf. I really appreciate it.

John B.

I HIGHLY recommend Mr Mcdermott and his team. I am disabled and my LTD company was trying everything to drop me from their coverage. I believe Mr Mcdermott and his team saved me. He was upfront about his experience with the insurance company I was fighting and had even finished a case (successfully) for an individual with the same rare condition I have and the same insurance company I was fighting! He set my expectations realistically by explaining his past experience with this insurance company. I was worried that they would need a lot of involvement from me but they are a well oiled machine. He, the junior attorney and paralegal diligently kept me apprised of everything going on and answered every question I could possibly think of. He is remarkable. He handily won my case and did it with excellent economy of my money. Highly knowledgeable, expedient, experts in ERISA law, outstanding quality of work, excellent use of time/money, kind and always available to the client–these are just a few of his outstanding qualities. During one of the worst experiences of my life, he took control of everything and allowed me to focus on healing while eviscerating the opposing case. A good lawyer is like the lost city of Atlantis. You’ve heard of it, but doubtful you’d ever find it. Shawn Mcdermott is that lawyer and winning never felt so good.


Types of Cases We Handle


Individual Disability Insurance


ERISA Claims and Appeals


Insurance Disputes and Insurance Bad Faith Claims


Life Insurance


Accidental Death and Dismemberment


Group Long-Term Disability Claims


PERA Disability Claims


Long-Term Care Insurance

November 2, 2018

Cigna Reverses Long-Term Disability Denial of Service Technician

McDermott Law, LLC was once again successful on behalf of a client whose disability benefits were wrongfully denied. These long-term disability (“LTD”) benefits governed by the Employee Retirement Income Security Act (“ERISA”), and insured by Cigna, have now been granted. A service technician suffered from tetrachloroethylene exposure, which caused a litany of medical conditions and […]

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November 2, 2018

Medical Doctor’s LTD Benefits Terminated Based Upon a Mental Illness Provision

In 2013, a medical doctor notified Provident Life and Accident Insurance Company (“Unum”) of his claim for disability insurance benefits based on medical conditions of PTSD, grief, panic attacks, anxiety, cognitive impairment, insomnia, fatigue, and major depressive disorder. Unum approved his claim and paid the doctor his benefits from under the 24-month Mental Disorder Limitation […]

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November 2, 2018

Cigna Overturns Termination of STD Benefits and Grants LTD Benefits

A former Cybersecurity Specialist (Ms. N) was rendered disabled as a result of a rare condition known as arachnoiditis, which causes neurological deficits and severe chronic neuropathic pain. Ms. N. excelled at her career and loved working but, unfortunately, the severe pain in her hips, buttocks, legs, and lower back made it impossible for her […]

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Begin Your Claim – Contact our Denver ERISA Attorneys

Serving Denver, Colorado Springs, Ft. Collins, and all other Colorado Communities

Specializing in Long Term Disability & Life Insurance Denials

CONTACT US TODAY! (303) 964-1800

Denver Tech Center

4600 S. Ulster Street, Suite 800
Denver, CO 80237

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