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Liberty Life Reverses Long-Term Disability Denial Eleven (11) Days After Appeal Was Submitted

July 25, 2018

-An emergency department Registered Nurse was rendered disabled in 2006 as a result of a brain oligodendroglia and related seizures. Liberty Life Assurance Company of Boston (“Liberty Life”) approved the RN’s claim for Long-Term Disability (“LTD”) benefits in March of 2007 under the “own occupation” definition of disability, then later approved the claim under the “any occupation”…

Liberty Life Disability Group Being Purchased by Lincoln Financial

April 9, 2018

It was recently announced that Lincoln Financial will be purchasing the group life and disability business of Liberty Life Assurance Company of Boston Liberty (owned by Liberty Mutual) for $3.3 billion. The deal is expected to close sometime in the second quarter of 2018. This transfer of business will result in Lincoln Financial becoming the…

Confidential Settlement of Long-Term Disability Claim Reached with Liberty Mutual After it Denied Claim for “Own Occupation” BenefitsConfidential Settlement of Long-Term Disability Claim Reached with Liberty Mutual After it Denied Claim for “Own Occupation” Benefits

December 9, 2015

Mr. K was working as a Sales Representative. His company had purchased a group long-term disability insurance policy through Liberty Mutual (underwritten by Liberty Life Assurance Company of Boston). This insurance policy provided long-term disability (LTD) insurance to all full-time, actively working employees. When Mr. K’s symptoms associate with his medical conditions became such that he could…

Unum Life Insurance Company Reverses Its Decision on Migraine Headaches

December 9, 2015

A physician client of ours purchased an Individual Disability Policy of Insurance from Unum Insurance (“Unum”) in the event she became disabled and could no longer perform her job.   Due to her development of chronic migraines, Dr. V was unable to continue working and applied for long-term disability benefits.  Unum denied Dr. V’s claim stating it…

Liberty Mutual Reverses Long-Term Disability Termination of Woman with Multiple Medical Conditions

January 29, 2014

Our disability attorneys were recently successful in getting long-term disability benefits reinstated for a woman suffering from numerous medical conditions, including Crohn’s Disease and fibromyalgia.  Ms. D had been receiving long-term disability benefits from Liberty Mutual for over two years when Liberty Mutual terminated her benefits as it determined she was capable of performing the…

Liberty Life Reverses Disability Insurance Denial Fibromyalgia Claimant

November 5, 2012

The disability attorneys of the Law Office of Shawn E. McDermott LLC have prevailed again on an ERISA long-term disability to Liberty Life Assurance Company (underwriter of disability insurance policies for Liberty Mutual). Our client suffered from severe cervical spine pain, acute transverse myelitis, encephalopathy, and fibromyalgia. Despite the fact that Liberty Life had approved Ms. B…

MetLife Approves Disability Insurance Benefits for Sufferer of Multiple Orthopedic Ailments

November 5, 2012

Our firm was recently successful in obtaining long-term disability benefits for a client insured by MetLife. Ms. R suffered from acute back pain which included cervical spondylosis, cervicalgia, and migraines. She also suffered from various sleep problems, which only made her spinal pain worse. After determining she was unable to perform the duties of her…