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Standard Terminates Benefits from Teacher Suffering from Spinal Impairments

August 8, 2018

After graduating from college with a bachelor’s degree in Physical Education and a minor in Special Education, Ms. B enjoyed a successful career as a teacher. Eventually, she received her master…

Standard Insurance Company Approves Individual Disability Income Claim On Behalf Of An Attorney Client

March 15, 2017

Mr. P purchased a Policy of Insurance from Standard Insurance Company which would provide Individual Disability Income (IDI) benefits in the event he was unable to continue working due to an unexpected illness.  His conditions of Rheumatoid Arthritis, Osteoarthritis, Degenerative Disk Disease and Post-Laminectomy Syndrome rendered him unable to continue working and applied for individual disability income benefits.…

Successful Appeal of a Terminated Disability Claim with Reliance Standard Life Ins. Co.

October 28, 2014

It’s been a busy year around the offices of McDermott Law, LLC, submitting many internal appeals to insurance companies which have inappropriately denied or terminated long-term disability (LTD) insurance claims.  We have several experienced several successful results lately, including a reinstatement of a terminated long-term disability claim a woman with chronic back and neck pain.  Ms. G suffers…

SUCCESSFUL PERA DISABILIY APPEAL TO UNUM INSURANCE FOR CLIENT

March 3, 2012

Our office was recently successful in obtaining Colorado PERA* disability retirement benefits on behalf of a former teacher suffering with Marfan’s syndrome and several other medical conditions. Standard Insurance agreed our client could no longer perform her job as a teacher, and that she was fully disabled for a brief four-month period of time, during which PERA…

FAVORABLE LONG-TERM DISABILITY DECISION RECEIVED FROM STANDARD INSURANCE COMPANY

June 3, 2011

We recently learned that Standard Insurance Company has agreed with the position we took on behalf of a client whose claim for long-term disability benefits had been denied. Our client’s claim was somewhat unique in that she had been receiving long-term disability benefits for several years due to her chronic cardiac condition and related medical…

CLASS ACTION LAWSUIT FILED AGAINST STANDARD INSURANCE AND PERA

March 10, 2011

On Monday, March 7, 2011, our office filed a class action lawsuit against The Standard Insurance Company and Colorado Public Employees Retirement Act (PERA). The basis of this class action lawsuit is discussed in several prior blogs on this website. You may want to review our prior blog from August 26, 2010 as well as…

A RISE IN PERA DISABILTY CLAIM DENIALS BY STANDARD INSURANCE??

January 19, 2011

We have received an alarming increase in the number of phone calls from PERA Members whose disability claims have been denied by Standard Insurance Company. This office first started noticing this up-tick in incoming calls in the fall of 2010. The fact that Standard Insurance will be replaced by Unum Insurance as the PERA Disability…

PERA Short Term Disability Claims – Improper Claims Handling – Standard Insurance

August 26, 2010

Our office has uncovered what we believe to be a significant error in the way the Colorado Public Employee Retirement Association (PERA) administers its disability retirement program. As a Colorado PERA member, you may be entitled to certain disability benefits if you are no longer able to work. The PERA Disability Retirement Program consists of…