Short-Term Disability Claims

Standard Terminates Benefits from Teacher Suffering from Spinal Impairments

August 8, 2018

After graduating from college with a bachelor’s degree in Physical Education and a minor in Special Education, Ms. B enjoyed a successful career as a teacher. Eventually, she received her master…

McDermott Law, LLC Changes Life for Client Whose Disability Benefits Were Terminated

August 1, 2018

An Oncology Medical Coder from Arizona landed her dream job and moved to Colorado with her three horses. Shortly after the move, her feet slipped out from under her and she fell down ten stairs. The injuries she suffered in the fall were worse than expected. Our client was unable to sleep through the night…

May is Disability Insurance Awareness Month

April 27, 2018

Disability Insurance Awareness Month (“DIAM”) is a campaign started and sponsored by the nonprofit organization Life Happens. The first goal of the campaign is to encourage people to take the time to consider the reality of missing work for any period of time, and to understand that it happens more than any of us would…

Another Successful Short Term Disability Appeal to Cigna – and Grant of Concurrent Application for Long-Term Disability Benefits

September 21, 2016

The attorneys and staff at McDermott Law, LLC have prevailed again on an ERISAshort-term disability appeal to Life Insurance Company of North America (LINA) (underwriter of disability insurance policies for Cigna).  Perhaps more importantly, our client also obtained an approval on her concurrent application for long-term disability insurance benefits. Our client suffers from spasmodic torticollis which precluded her from performing…

5 Key Things to Understand about Your Disability Insurance Policy

February 18, 2016

Long-term disability insurance policies can be complicated.  The language is unique and contains terms and phraseology not often seen before.   If you have short- and/or long-term disability coverage, understanding the following key elements of your policy is crucial to knowing what protections you have – and when an insurance company may have failed to honor the policy’s promise.…