The Riverpoint Building
2300 15th Street Suite 200
Denver, CO 80202
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Greenwood Village
5750 S. Ulster Circle, Suite 300
Greenwood Village, CO 80111
Maps and Directions

(303) 964-1800

Long-Term Disability Claims

Long-Term Disability Claims & Appeals: FAQs

June 26, 2017

Navigating the long-term disability (LTD) claims process can be challenging, especially in light of the fact that insurance companies are not necessarily looking out for policyholders or their rights. In fact, some insurance providers may even take extra steps – like surveilling claimants – to try to find reasons to
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First Reliance Standard Life Insurance Company Reverses Disability Insurance Denial of Lung Transplant Claimant

June 14, 2017

McDermott Law is pleased to announce another success on behalf of a client whose ERISA long-term disability (LTD) and waiver of life insurance premium (LWOP) denials have now been overturned by First Reliance Standard Life Insurance Company. Our client suffered from several conditions as a result of Interstitial Lung Disease,
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Hartford Reverses Long Term Disability Denial of Wyoming Woman Suffering from Mal De Debarquement Syndrome, Migraines & Fibromyalgia

March 21, 2017

We are proud to report yet another success story on behalf of a client whose long term disability benefits were wrongfully denied. This long term disability claim, governed by the Employee Retirement Income Security Act (ERISA), and insured by Hartford, has now been approved through our efforts. Ms. P suffered
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McDermott Law Welcomes New Paralegal, Shannon Miller

January 12, 2017

McDermott Law, LLC is pleased to announce that Shannon Miller has become a Paralegal/Firm Administrator with the Firm. Her primary responsibilities include prospective client communications regarding Long Term Disability Claims, ERISA Appeals and PERA Disability claims. She organizes the necessary documentation to support your claim in the appeal process, including
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Disability Benefits: Beware Facebook, Linkedin, and All the Rest

November 15, 2016

Be very careful what you post on your social media sites, such as Facebook and even LinkedIn. Everyone knows Facebook.  We have previously posted about the dangers of exposing your personal life for all the world to see, because your disability insurance carrier exists in that world.  LinkedIn is a
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Is Your Insurance Company Preparing to Terminate Your Long-Term Disability Benefits?

October 3, 2016

Convincing your insurance company to approve a long-term disability (LTD) claim can be challenging.  Keeping your claim in an approved status can be similarly challenging.  After LTD benefits have been approved, insurance companies will continue to review the claim and look for reasons to terminate benefits. There can be warning
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Another Successful Short Term Disability Appeal to Cigna – and Grant of Concurrent Application for Long Term Disability Benefits

September 21, 2016

The attorneys and staff at McDermott Law, LLC have prevailed again on an ERISA short-term disability appeal to Life Insurance Company of North America (LINA) (underwriter of disability insurance policies for Cigna).  Perhaps more importantly, our client also obtained an approval on her concurrent application for long term disability insurance
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McDermott Law Obtains Judgment in Favor of LTD Client Against Metlife

September 13, 2016

After a lengthy battle with MetLife, our office obtained a great result on behalf of a disabled client who had been mistreated by the claims department at this insurance company.  Mr. K suffered a severe reaction to the drug Levaquin resulting in multiple problems with his nervous system, nerves and
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Long Term Disability Benefits & Bipolar Disorder

June 29, 2016

Individuals suffering from bipolar disorder can experience many difficulties in life.  Sufferers of bipolar disorder will experience feelings of depression that alternates with episodes of mania.  The symptoms associated with bipolar disorder can render an individual incapable of working and can include hyperactivity, impulsive decision-making, distractibility, trauma, racing thoughts and
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After ERISA Benefit Denials & Appeals: How Much Time Do I Have to File an ERISA Lawsuit?

June 22, 2016

When an ERISA-governed benefit claim – and subsequent internal appeal – has been denied by  the insurance company, a denial claimant may then have the option to file a lawsuit.  The question often arises: “How long do I have to file my lawsuit?”  The answer is not always that simple. 
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