McDermott Law, LLC
4600 S. Ulster Street,
Suite 800
Denver, CO 80237

(303) 964-1800

Blogs

Settlement is Reached in AARP’s Denial of Life Insurance Benefits

August 29, 2018

On April 19, 2016, Mr. B’s father applied for life insurance with New York Life Insurance Company (“New York Life”) and submitted his application by mail.  On the application, New York Life asked him only three questions about his medical condition. In the past 2 years, have you had treatment
Read More

LINA Approves LTD Claim after Client Seeks Legal Assistance

August 22, 2018

A Client Billing Associate ceased work when she could no longer perform the material duties of her job as a result of her disabling medical conditions, including lumbar post laminectomy syndrome, neuropathic pain, neuroforaminal encroachment at the L5-S1 vertebrae, among others. She applied for short term disability (“STD”) benefits which
Read More

Cigna Approves Second Level Appeal of a Disabled Engineer

August 15, 2018

A former Component Environmental Test Engineer suffering from cardiomyopathy with advanced systolic heart failure filed a claim for long term disability benefits with Cigna Group Insurance (“Cigna”)/Life Insurance Company of North America (“LINA”). His claim was initially denied, then overturned after reviewing an appeal filed by the Engineer. Cigna paid
Read More

Standard Terminates Benefits from Teacher Suffering from Spinal Impairments

August 8, 2018

After graduating from college with a bachelor’s degree in Physical Education and a minor in Special Education, Ms. B enjoyed a successful career as a teacher.  Eventually, she received her master’s degree in Special Education. Due to lasting effects from several severe injuries, the teacher had to relinquish most of
Read More

McDermott Law, LLC Changes Life for Client Whose Disability Benefits Were Terminated

August 1, 2018

An Oncology Medical Coder from Arizona landed her dream job and moved to Colorado with her three horses. Shortly after the move, her feet slipped out from under her and she fell down ten stairs. The injuries she suffered in the fall were worse than expected. Our client was unable
Read More

Liberty Life Reverses Long Term Disability Denial Eleven (11) Days After Appeal Was Submitted

July 25, 2018

An emergency department Registered Nurse was rendered disabled in 2006 as a result of a brain oligodendroglia and related seizures. Liberty Life Assurance Company of Boston (“Liberty Life”) approved the RN’s claim for Long Term Disability (“LTD”) benefits in March of 2007 under the “own occupation” definition of disability, then
Read More

Suicide Exclusion and Intoxication –  New Colorado Supreme Court Decision Concerning Denied Life Insurance Claim

June 4, 2018

On June 4, 2018, the Colorado Supreme Court issued its opinion in Renfandt v. New York Life Insurance Company, 2018 CO 49, holding, “under Colorado law, a life insurance policy exclusion for ‘suicide, sane or insane’ excludes coverage only if the insured, whether sane or insane at the time, committed an act
Read More

Disability Claims for Firefighters & Police Officers

May 9, 2018

Many firefighters and police officers in the state of Colorado enjoy the benefits of the Fire & Police Pension Association of Colorado (FPPA). The FPPA administers a state-wide, multiple-employer retirement system providing defined benefit plan coverage. In addition to pension benefits, death and disability coverage also exists. For many fire
Read More

California Investigating Aetna Over its Medical Director Reviews of Records

May 2, 2018

We found an interesting story by CNN regarding Aetna Insurance. Apparently, California’s Insurance Commission has commenced an investigation into Aetna and its health insurance practices. The Commissioner learned that a former Medical Director for Aetna recently admitted under oath (in a deposition) that it was his practice to never actually
Read More

May is Disability Insurance Awareness Month

April 27, 2018

Disability Insurance Awareness Month (“DIAM”) is a campaign started and sponsored by the nonprofit organization Life Happens. The first goal of the campaign is to encourage people to take the time to consider the reality of missing work for any period of time, and to understand that it happens more
Read More

DISCLAIMER

This site does not provide legal advice or services. Rather, it is for informational purposes only. Use of any information on this site is not intended to create an attorney-client relationship. Do not act on the information provided on this site without seeking legal counsel.