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Requirements for employee-sponsored long-term disability benefits
In today’s competitive business landscape, attracting and retaining talented employees is crucial for the success and growth of any organization. Offering comprehensive employee benefits is one of the key strategies companies employ to help ensure employee satisfaction and loyalty. One such important benefit is long-term…
Reasons your life insurance claim may be denied
Life insurance can offer much-needed benefits to your dependents following the financial impact of your demise. With life insurance benefits, your loved ones can receive the finances they need to maintain the standard of living and/or provide for your dependents. However, it is not uncommon…
Points to remember about dismemberment insurance
Dismemberment insurance, often paired with life insurance in a package known as accidental death and dismemberment (AD&D) insurance, provides financial protection because of a severe accident. It offers peace of mind, knowing that if an accident leads to the loss of a limb, sight, speech…
What should you expect if you file a PERA disability claim?
In Colorado, public employees can look forward to a robust safety net should they face debilitating health issues that prevent them from working. This is thanks to the Colorado Public Employees’ Retirement Association (PERA), which offers its members disability retirement benefits. While navigating disability is…
How long do short-term disability benefits last?
Being away from work, even for a few days, can be a source of hardship for many people. Most adult wage-earners do not have enough savings to offset a lengthy loss of income. Instead, many households may only have enough to pay a month or…
Fatal car accident totals climb yet again
Car accident fatalities were a major issue in the 1970s, leading to changes in safety standards. Additionally, safety technology for vehicles has developed significantly over the last 50 years. As a result, the general trend in fatal accidents since that time has been a decline.…
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