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What should you expect if you file a PERA disability claim?
In Colorado, public employees can look forward to a robust safety net should they face debilitating health issues that prevent them from working. This is thanks to the Colorado Public Employees’ Retirement Association (PERA), which offers its members disability retirement benefits. While navigating disability is…
How long do short-term disability benefits last?
Being away from work, even for a few days, can be a source of hardship for many people. Most adult wage-earners do not have enough savings to offset a lengthy loss of income. Instead, many households may only have enough to pay a month or…
Fatal car accident totals climb yet again
Car accident fatalities were a major issue in the 1970s, leading to changes in safety standards. Additionally, safety technology for vehicles has developed significantly over the last 50 years. As a result, the general trend in fatal accidents since that time has been a decline.…
Filing a disability claim: The do’s and don’ts
When you file a disability claim with your insurer, you expect to start receiving benefits as soon as possible. However, it is not an automatic process. Mistakes with your claim can lead to delays or even a denied claim, which is why it is essential…
Avoid these mistakes when appealing a denied ERISA claim
The Employee Retirement Income Security Act (ERISA)is a federal law that governs employer-provided insurance plans. One of the key provisions of ERISA is that you have the right to appeal a denied claim for benefits under the plan. However, not all appeals sail through. Appealing…
How a medical evaluation can help during a disability appeal
Someone in need of disability benefits will submit an application to the insurance company, an action which hopefully results in weekly benefits. Some people have benefits provided by their employers, while other people have disability policies that they purchase on their own to protect themselves…
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