Insurance companies collect premiums without any guarantee of ever providing direct support for policyholders. Still, most people view an investment in disability insurance as worthwhile, especially if they are the primary wage earner for their household because it will provide a higher standard of living…
It seems like everybody is looking for ways to cut their expenses these days – but should you really consider sacrificing your accidental death and dismemberment (AD&D) policy? AD&D policies are often purchased as riders to other policies, including life insurance, short-term disability and long-term…
Disabilities come in many different forms. People often think of the same clichés, such as a person who is disabled and has to use a wheelchair. But it’s very important to understand that disabilities do not always neatly fit into any boxes and may impact…
In today’s competitive business landscape, attracting and retaining talented employees is crucial for the success and growth of any organization. Offering comprehensive employee benefits is one of the key strategies companies employ to help ensure employee satisfaction and loyalty. One such important benefit is long-term…
Life insurance can offer much-needed benefits to your dependents following the financial impact of your demise. With life insurance benefits, your loved ones can receive the finances they need to maintain the standard of living and/or provide for your dependents. However, it is not uncommon…
Dismemberment insurance, often paired with life insurance in a package known as accidental death and dismemberment (AD&D) insurance, provides financial protection because of a severe accident. It offers peace of mind, knowing that if an accident leads to the loss of a limb, sight, speech…
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