Blog
Do LTD insurers use physicians to do their dirty work?
When you bought your long-term disability (LTD) policy, you saw it as an investment for the future. After all, you have a one-in-four statistical possibility of becoming disabled before you retire. Unfortunately, long-term disability insurers don’t always live up to their promises. Many of them…
4 tips when you are appealing an ERISA disability claim denial
As you may know by now, getting the disability benefits you deserve under an employer-sponsored disability plan governed by the Employee Retirement Income Security Act (ERISA) is no easy task. It is common for many Colorado claims to result in denial. Of course, you can…
Proving continuous disability during an LTD waiting period
When you apply for long-term disability (LTD) benefits, the benefits don’t start immediately. Even assuming you meet all the qualifications for disability under your policy’s rules, you still have to get through the waiting (or “elimination”) period, during which benefits are not paid. The longer…
5 common causes of car crashes
Car accidents happen every day. It’s estimated that nearly 15 million accidents happen a year, which amounts to over 30 thousand accidents a day. Of those 15 million auto accidents, almost 50 thousand of them are fatal. A single driver may only see a handful…
Do pregnancy complications qualify as a disability?
Pregnancy can be pretty rough on the human body, but is it necessarily disabling? It may be. While every short-term disability policy has its own terms, pregnancy complications often qualify for benefits. After all, pregnancy is a medical condition, and short-term disability (STD) policies are…
How to make a life insurance claim in Colorado
Life insurance is an essential financial resource that can provide peace of mind and financial security to your loved ones in the event of your passing. This contract between the policyholder and the insurance company allows the policyholder to pay regular premiums. In return, the…
Get A Free Case Evaluation of Your Denied Claim
Fields Marked With An “*” Are Required
© Copyright 2024 McDermott Law, LLC. All rights reserved.
Digital Marketing By 