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My erisa disability claim appeal was denied; what can I expect now?
So there you are: you submitted an internal appeal of your denied long-term disability claim with your insurance carrier or claim administrator and that appeal has been denied. (hopefully, you have used the services of a qualified and experienced disability attorney to submit your appeal…
Life waiver of premium – don’t forget!
Since I am on the issue of life insurance coverage (see my other blog post of today’s date), I take this opportunity to remind all readers of a little known provision likely found in your employer-provided, group life insurance policy — commonly referred to as…
Be sure to exercise your conversion rights
When leaving an employer, an employee may have the right to “convert” group life insurance coverage into an individual policy. Not all employer-provided group policies offer this conversion right but many do. Most such policies provide the right to convert the group life insurance coverage…
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