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Post-Traumatic Stress Disorder, Depression and Anxiety Leads to Disability

“Ron” called our office when MetLife terminated his long-term disability(LTD) benefits, claiming he was no longer disabled under the group LTD insurance policy provided by his employer. Because the insurance was provided through work, his claim was governed by the Employee Retirement Income Security Act…

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Liberty Mutual Reverses Long-Term Disability Termination of Woman with Multiple Medical Conditions

Our disability attorneys were recently successful in getting long-term disability benefits reinstated for a woman suffering from numerous medical conditions, including Crohn’s Disease and fibromyalgia. Ms. D had been receiving long-term disability benefits from Liberty Mutual for over two years when Liberty Mutual terminated her…

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Cigna reverses long-term disability denial of woman with multiple conditions

This office was once again successful on behalf of a client whose disability benefits were wrongfully denied. These long-term disability benefits governed by the Employee Retirement Income Security Act (ERISA), and insured by CIGNA, have now been granted. Ms. B suffered from several conditions, including…

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Metlife reverses long-term disability denial of woman with bipolar disorder

This office was once again successful on behalf of a client whose disability benefits were wrongfully denied. These long-term disability benefits governed by the Employee Retirement Income Security Act (ERISA), and insured by MetLife, have now been reinstated. Ms. S suffered from bipolar disorder, and…

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My erisa disability claim appeal was denied; what can I expect now?

So there you are: you submitted an internal appeal of your denied long-term disability claim with your insurance carrier or claim administrator and that appeal has been denied. (hopefully, you have used the services of a qualified and experienced disability attorney to submit your appeal…

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Life waiver of premium – don’t forget!

Since I am on the issue of life insurance coverage (see my other blog post of today’s date), I take this opportunity to remind all readers of a little known provision likely found in your employer-provided, group life insurance policy — commonly referred to as…

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