Today I want to write about a certain provision often found within a long-term disability policy that can significantly impact your ability to collect benefits. I am referring to the “limitation” provision(s) found within your policy, and specifically the catch-all limitations provisions which will limit…
When the employees of public agencies get hurt, the Colorado PERA (Public Employees’ Retirement Association) Disability Program may provide them with essential benefits to help them recover and get back to work. In this two-part blog series, we will provide you with an overview of…
Traumatic brain injuries are among the various types of conditions that can make it difficult – if not impossible – for people to earn a living. While people living with traumatic brain injuries (TBIs) can apply for disability benefits to help them financially support themselves,…
While the month of October rings in the fall season, it also marks the Department of Labor’s (DOL) National Disability Employment Awareness Month (NDEAM). NDEAM is a nationwide campaign intended to increase the awareness of disability employment issues while celebrating the various contributions made by…
Here is the conclusion to our blog series Life Insurance Claim Denials: When to Fight Back. Be Prepared to Challenge Life Insurance Claim Denials When… While people should be prepared to challenge insurers when claim denials have been issued due to the various reasons discussed…
Picking up from where Life Insurance Claim Denials: When to Fight Back (Pt. 1) left off, below, we will continue discussing some of the most common circumstances that can lead to life insurance claim denials and when people should challenge these denials to get the…
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