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Disability Insurance Company Surveillance: What You Need to Know and Their NEW Tactic
When disability claims are filed with insurance companies, the investigation of your claim may often involve the hiring of an investigator to surveil you to verify whether you are truly disabled and entitled to the benefits of your insurance policy. Many people are surprised to…
4 Life Insurance Mistakes to Avoid
Don’t Make These Life Insurance Mistakes Life insurance can provide a critical financial safety net for families after a loved one passes. It’s important to understand, however, that what you do when you sign up for insurance – and how you maintain a policy –…
3 Myths about Disability Insurance Dispelled
Many people understand that having various types of insurance coverage can provide them with an important safety net in the event of an accident or other adverse event that life has in store for them. While this may be one of the main reasons people…
3 Important Facts to Know about Disabilities & Disability Insurance
Knowing the facts about disabilities can underscore just how important it is to have disability insurance coverage. To this end, below, we have presented some essential facts to understand about disabilities. Disabilities & Disability Insurance: Here’s What You Should Know 1 – About 25 percent…
Long-Term Disability Insurers’ History of Wrongfully Denying Claims
LTD insurers continue to wrongfully deny claims. While there has been some exposure of the nature and extent of the tactics used by insurance companies to wrongfully deny disability claims, the practice continues. This is especially the case if the LTD insurance benefit comes from…
FAQs about Long-Term Disability Benefit Offsets
Long-term disability (LTD) insurance policies commonly contain provisions regarding “offsets.” These provisions are usually called “Deductible Sources of Income.” The purpose of the provision is to allow the insurance company to reduce the amount of payable benefits, based on other disability-related benefits or income a…
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