Many people can’t help but take time off when they’ve suffered a medical issue. This can create a lot of issues, especially if the person suffering from a medical condition is the primary wage earner for their household. Many people can’t afford to take any…
When a loved one passes away, there are a lot of things that those who were close with them have to take care of. What some individuals might not realize is that even dealing with a life insurance policy isn’t always easy. Still, it’s necessary…
If you’re using your short-term disability (STD) or long-term disability (LTD) benefits to take time off work to recover from an injury or surgery, you may assume that you will need to cancel any planned vacation and certainly not make any new plans while you’re…
Most people expect to work consistently throughout their adult lives until they reach retirement age. People count on having good health throughout their working years so that they can support themselves and their families. They may have very little in savings, other than what they…
Migraines are more than just “bad headaches.” They are a complex and debilitating neurological condition that affects millions of people worldwide. While there are numerous migraine subtypes, chronic migraines go well beyond an occasional inconvenience. In fact, they can be profoundly disabling. What are chronic…
Certain worker benefits provided by employers are subject to federal regulation. For example, those who have short-term or long-term disability insurance coverage provided by their employers typically have certain protections thanks to the Employee Retirement Income Security Act of 1974 (ERISA). Despite what the name…
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