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Hartford Approves Long-Term Disability Benefits
A career firefighter suffered from several work-related injuries. He made heroic efforts to continue working by pursuing every treatment option, including multiple surgeries, to improve his conditions. However, his doctors had grave concerns that he would ultimately suffer a reinjury and recommended he cease work.…
How Can I Figure Out the Date of Disability for My Long-Term Disability (LTD) Claim?
When it comes time to file a claim against a long-term disability (LTD) policy, figuring out the date of disability will be pivotal to determining if the claim will be approved or when it becomes payable. Although this date may be relatively clear or definitive…
Independent Medical Exams (IMEs) for Disability Claims: What to Expect
When a claim is filed against a short- or long-term disability policy, the insurance company may request that the claimant attend an independent medical exam (IME). IMEs are basically a visit to a doctor selected by the insurer, during which the nature and severity of…
Barrister’s Best People’s Choice – Best Disability Lawyer
Law Week Colorado just released its annual list of the very best attorneys in Colorado in various practice areas. We’re proud to announce that our own Shawn McDermott has been included. The weekly publication invited its readers “to help track down the most prominent, highest…
First Reliance Standard Life Insurance Company Reverses Disability Insurance Denial of Lung Transplant Claimant
McDermott Law, LLC is pleased to announce another success on behalf of a client whose ERISA long-term disability (LTD) and waiver of life insurancepremium (LWOP) denials have now been overturned by First Reliance Standard Life Insurance Company. Our client suffered from several conditions as a…
4 Essential Steps to Take When Filing Claims for Life Insurance Benefits
When you are ready to submit a life insurance claim to an insurance provider, certain steps will have to be taken to ensure the claim is properly submitted and processed. In general, these steps will include (but may not necessarily be limited to): Locate and…
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