If you were to die tomorrow, would your family be able to move forward without financial difficulties? For many people who are the main wage earner of a family, the answer is no. That is why you may have insurance to help cover your lost…
Every state has laws for determining negligence in personal injury cases. Since car accidents make up most personal injury cases, they provide insight into Colorado’s process of determining negligence. Car accidents in Colorado are on the rise over the past few years. The latest data…
Most governmental employees and some other individuals qualify for disability benefits through enrollment in Colorado’s Public Employees’ Retirement Association (PERA). If you elected the PERA Defined Benefit (DB) Plan, you have access to disability benefits should illness or accident prevent you from performing your work.…
We rely on insurance companies to be there for us when an event or condition prevents us from making financial ends meet. Long term disability (LTD) insurance policies are meant to provide monthly payments in case of a disability that lasts six or more months.…
The Family Medical Leave Act (FMLA) is a federal law that enables eligible employees to take extended time off from work for personal or familial medical needs. The FMLA establishes a twelve-week timeline for parents to return to work due to extended medical leave but…
Colorado has laws in place to keep insurance companies from denying or delaying payment of a disability insurance claim for unreasonable justifications. When an insurance company fails to provide disability payments that an injured worker is entitled to, that worker could suffer from high medical…
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