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What does short-term disability insurance cover?
Disability insurance is a type of coverage that provides you with benefit payments when you cannot work due to an illness or injury not covered under other types of insurance, such as workers’ compensation. For example, if you suffer injuries that prevent you from working…
What are some safety tips for pedestrians?
Pedestrian accidents often result in very serious injuries or death. When you are walking on or near a roadway, there is very little protection to keep you safe from the vehicles zooming down the roadway. While motorists should watch out for you and follow all…
AD D or life insurance: Which policy will pay?
If you were to die tomorrow, would your family be able to move forward without financial difficulties? For many people who are the main wage earner of a family, the answer is no. That is why you may have insurance to help cover your lost…
How negligence works in Colorado
Every state has laws for determining negligence in personal injury cases. Since car accidents make up most personal injury cases, they provide insight into Colorado’s process of determining negligence. Car accidents in Colorado are on the rise over the past few years. The latest data…
4 rules for applying for Colorado’s PERA disability benefits
Most governmental employees and some other individuals qualify for disability benefits through enrollment in Colorado’s Public Employees’ Retirement Association (PERA). If you elected the PERA Defined Benefit (DB) Plan, you have access to disability benefits should illness or accident prevent you from performing your work.…
What to know about long term disability insurance
We rely on insurance companies to be there for us when an event or condition prevents us from making financial ends meet. Long term disability (LTD) insurance policies are meant to provide monthly payments in case of a disability that lasts six or more months.…
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