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Do I need both short- and long-term disability policies?
If you are joining a new company, you might be given the opportunity to purchase short-term disability or long-term disability insurance policies as part of your benefits and compensation package. If you are a business owner or a self-employed person, you may also be investigating…
Why do I need get long-term disability coverage?
Long-term disability insurance is one of the benefits your employer may offer. While many employers will pay a portion of the costs for you, you may have to cover the full expense. This may have you wondering if it is worth it to get this…
What should I know about filing a life insurance claim?
When a loved one dies, you will have many tasks to handle. One of those tasks will be filing a life insurance claim. The Insurance Information Institute explains that when you file a life insurance claim, it helps to know all the details of the…
What is loss of consortium?
It is never easy to lose a loved one, but it becomes more difficult when that person dies as a result of the actions of someone else. Everything you lose because of this other person’s actions become quite apparent as you begin moving forward in…
What does short-term disability insurance cover?
Disability insurance is a type of coverage that provides you with benefit payments when you cannot work due to an illness or injury not covered under other types of insurance, such as workers’ compensation. For example, if you suffer injuries that prevent you from working…
What are some safety tips for pedestrians?
Pedestrian accidents often result in very serious injuries or death. When you are walking on or near a roadway, there is very little protection to keep you safe from the vehicles zooming down the roadway. While motorists should watch out for you and follow all…
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