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How do you appeal a denied ERISA claim?
There are several different types of long-term disability insurance, and the details of your policy may have a significant impact on the appeals process if your claim gets denied. If you get your LTD insurance through your employer, chances are that your claim falls under…
What do you need to file a life insurance claim?
Being named as the beneficiary of someone’s life insurance policy may provide you with helpful benefits including financial support and stability. If your loved one has passed away and you are anticipating receiving benefits from his or her life insurance policy, understanding the requirements for…
Do I need both short- and long-term disability policies?
If you are joining a new company, you might be given the opportunity to purchase short-term disability or long-term disability insurance policies as part of your benefits and compensation package. If you are a business owner or a self-employed person, you may also be investigating…
Why do I need get long-term disability coverage?
Long-term disability insurance is one of the benefits your employer may offer. While many employers will pay a portion of the costs for you, you may have to cover the full expense. This may have you wondering if it is worth it to get this…
What should I know about filing a life insurance claim?
When a loved one dies, you will have many tasks to handle. One of those tasks will be filing a life insurance claim. The Insurance Information Institute explains that when you file a life insurance claim, it helps to know all the details of the…
What is loss of consortium?
It is never easy to lose a loved one, but it becomes more difficult when that person dies as a result of the actions of someone else. Everything you lose because of this other person’s actions become quite apparent as you begin moving forward in…
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