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Strengths and shortcomings of short term disability insurance
Disability insurance generally comes in two categories: short term disability and long term disability. Obviously, the main difference between them lies in how long the disability is expected to last, and in how long the benefits will continue. Generally, STD insurance pays a percentage of…
The fiduciary obligations of an LTD administrator under ERISA
Many employers in Colorado provide disability insurance for their employees. If the plan falls within the definition of “retirement plan” under the Employee Retirement Income Security Act (ERISA), the people who are responsible for administering the plan must abide by the duties prescribed in the…
Considerations before filing an LTD appeal
A disability can be an enormous detriment to the well-being of a Colorado resident. When a disability prevents a person from holding down a job and earning an income on which to live, the individual can find themselves falling behind on bills, unable to support…
Personal injury help for traumatic brain injury sufferers
Traumatic brain injuries can create a great deal of tumult in the lives of victims and their families. Traumatic brain injuries (TBI) can be suffered in car accident when a bump, blow or jolt to the head disrupts the victim’s normal brain activity. Life with…
When cognitive impairment prevents you from working
People who suffer from cognitive impairment often live in a world of uncertainty. They have difficulty thinking, understanding, learning, making decisions and remembering. Cognitive disabilities can be caused by a number of things, including traumatic brain injury, physical illness such as diabetes and heart disease,…
How can personal injury damages help car accident victims?
Personal injury damages are an important protection for car accident victims unexpectedly injured in a car accident. A car accident caused by a negligent driver can change the lives of victims in an instant which is why they need to be familiar with how a…
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