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How much does a spinal cord injury (SCI) cost?
It’s very expensive to suffer from a spinal cord injury. The costs do depend on the location, which affects how much range of motion is lost, and the severity of the injury. But an SCI is almost always a very expensive injury, especially when you…
3 types of distracted driving
When it comes to distracted driving, texting and driving is perhaps the most well-known issue. Drivers need to stay focused on the road, and using a phone prevents them from doing that, even if they believe they can multitask and drive safely. But why is…
Denied ERISA benefits could quickly lead to financial hardship
The Employee Retirement Income Security Act of 1974 (ERISA) helps to protect workers from poverty after retirement. The law creates restrictions on how companies manage pensions and employer-sponsored retirement benefits. Although the name specifically references retirement resources, ERISA also governs employer-sponsored disability benefits. Companies that…
When might an insurance company violate its duty under ERISA?
Insurance companies underwrite policies as a way to generate revenue. These companies make money by collecting premiums and lose profits when they have to pay large claims. The majority of insurance providers are for-profit organizations, which means that their best interests directly oppose the interests…
Understanding the length of short-term disability
Many people can’t help but take time off when they’ve suffered a medical issue. This can create a lot of issues, especially if the person suffering from a medical condition is the primary wage earner for their household. Many people can’t afford to take any…
3 things to know about filing for life insurance benefits
When a loved one passes away, there are a lot of things that those who were close with them have to take care of. What some individuals might not realize is that even dealing with a life insurance policy isn’t always easy. Still, it’s necessary…
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