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4 causes of long-term disability (LTD) denials
A disability could severely impact your life and ability to work. You may be qualified for long-term disability (LTD) benefits, which can cover medical expenses, lost wages and other financial matters. There are many reasons why an LTD claim may be denied, which can be…
What happens after a long-term disability benefits claim denial?
Many workers who have complex compensation packages expect that they will likely never need those benefits. Employers may provide long-term and short-term disability insurance coverage as part of a robust compensation package. Employee benefits that include supplemental insurance help protect workers against the possibility that…
Examples of medical evidence
If you’ve been denied long-term or short-term disability benefits, the reason that the insurance company provided may be that you didn’t give them the proper medical evidence. They do not have enough information to determine if you are actually disabled, so they are going to…
Is appealing denied short-term disability benefits worth it?
The prospect of appealing denied short-term disability benefits may initially seem like a daunting and potentially exhausting process, especially because if you’ve applied for benefits, you are dealing with serious health issues. However, pursuing an appeal is often worth the effort for several reasons. Depending…
How much does a spinal cord injury (SCI) cost?
It’s very expensive to suffer from a spinal cord injury. The costs do depend on the location, which affects how much range of motion is lost, and the severity of the injury. But an SCI is almost always a very expensive injury, especially when you…
3 types of distracted driving
When it comes to distracted driving, texting and driving is perhaps the most well-known issue. Drivers need to stay focused on the road, and using a phone prevents them from doing that, even if they believe they can multitask and drive safely. But why is…
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