Blog
The life insurance contestability period
Life insurance claims in Colorado and around the country can be denied for several reasons. Insurers may refuse to pay a claim if the premiums were not paid on time and the policy lapsed, or they may assert that the death was not covered. This…
Can you be fired while taking short-term disability?
Many people in Colorado are hesitant to go on short-term disability because they’re afraid that they’ll lose their job. While some people might tell you that you can’t be fired while you’re on leave, this isn’t actually true. Your employer can fire you from your…
Strengths and shortcomings of short term disability insurance
Disability insurance generally comes in two categories: short term disability and long term disability. Obviously, the main difference between them lies in how long the disability is expected to last, and in how long the benefits will continue. Generally, STD insurance pays a percentage of…
The fiduciary obligations of an LTD administrator under ERISA
Many employers in Colorado provide disability insurance for their employees. If the plan falls within the definition of “retirement plan” under the Employee Retirement Income Security Act (ERISA), the people who are responsible for administering the plan must abide by the duties prescribed in the…
Considerations before filing an LTD appeal
A disability can be an enormous detriment to the well-being of a Colorado resident. When a disability prevents a person from holding down a job and earning an income on which to live, the individual can find themselves falling behind on bills, unable to support…
Personal injury help for traumatic brain injury sufferers
Traumatic brain injuries can create a great deal of tumult in the lives of victims and their families. Traumatic brain injuries (TBI) can be suffered in car accident when a bump, blow or jolt to the head disrupts the victim’s normal brain activity. Life with…
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