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Is long-term disability insurance right for you?

Colorado offers residents short-term disability benefits at no cost. Those who find themselves disabled may be able to receive benefits for up to 180 days. However, the state doesn’t offer cost-free long-term disability insurance. You’ll need to buy it For those who remain disabled after…

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What does AD&D insurance cover?

Accidental death and dismemberment, or AD&D, insurance is a type of coverage that helps to protect your loved one’s financial future in the event of your death or permanent disability. Depending on your Colorado employer, you may receive a free AD&D insurance policy as part…

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Some information about short-term disability benefits

Short-term disability benefits help employees in Colorado support themselves while they recover from an injury or illness. If you recover within the time frame, you’ll be able to stop collecting disability and go back to work. However, your situation might change if you’re not ready…

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The common causes of denied life insurance claims

Colorado residents may find themselves in a battle with insurance companies when trying to file life insurance claims. The reality is that receiving a denied claim from an insurance company during a time when you are already grieving for the loss of a loved one…

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What to expect at a life insurance exam

If you have loved ones who depend on you for financial support in Colorado, you might know that you need life insurance. After you pass on, the payout will be essential in paying the bills. Maybe you are worried that you’ll have to take a…

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How do permanent injuries affect a lawsuit?

Most successful personal injury claims in Colorado cover costs that pay for your medical care and lost wages until you’re ready to go back to work. However, a permanent injury can’t be covered with a set of limited costs. You’ll require medical care for the…

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