McDermott Law, LLC

Blog

Home /  Blog

Some reasons why life insurance claims get denied

Many adults living in Colorado like knowing that life insurance provides them with certain protections. Unfortunately, not everyone who needs it can qualify for it. Sometimes, insurance companies will deny claims. To learn more about why this happens, here are three reasons why life insurance…

Read More

ERISA and its impact on your health plans

Many health plans in the private sector are under the umbrella of the Employee Retirement Income Security Act, or ERISA, which is a federal tax and labor law. It originally outlined the minimum standards for private industry pension plans. Today, ERISA is a major advocate…

Read More

Is my disability plan governed under ERISA?

Group disability coverage typically falls under the ERISA umbrella if the conditions fit the criteria. Plans come with tried and true guidelines but the impact of the Colorado court can mold how claims get interpreted. What is ERISA? A federal law enacted in 1974, the…

Read More

LTD insurance: Own occupation versus any occupation claims

Long-term disability claims in Colorado can be challenging. Maneuvering the disability claims process requires an essential understanding of a number of factors. One important issue is knowing the distinction between own occupation disability insurance versus any occupation disability insurance. Own occupation disability insurance Own occupation…

Read More

Can I appeal a denied ERISA claim?

Many Colorado businesses choose to provide their employees with a self-funded insurance plan. Unlike traditional insurance plans where employers pay the insurance company a premium, a self-funded plan requires the employer to pay for the benefits themselves. These self-funded plans are usually covered under the…

Read More

Is your condition disabling?

If you cannot work due to a medical condition, you have a disability, but your insurer may still deny your claim. Denials of long-term disability insurance claims can feel final and disconcerting, but they have no bearing on whether you have a disability. “Denials” are…

Read More

Recent Posts

Archives

Categories

Get A Free Case Evaluation of Your Denied Claim

Fields Marked With An “*” Are Required

  • DD slash MM slash YYYY
  • This field is for validation purposes and should be left unchanged.