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What kinds of back problems can qualify you for disability?
Back pain is a part of life. Some experts believe that up to 80% of people will experience some form of back pain at some point in their lives. But if you suffer from intense, constant and debilitating back pain, it’s a different story. Some…
How do you recover compensation when you’re partly at fault?
If you are injured in a car accident but are partially responsible for the crash, you may wonder what can happen. There is a rule in the state of Colorado known as the modified comparative negligence 50% rule. What is the modified comparative negligence 50%…
When denial of an LTD claim is bad faith
Disability in any form may incapacitate you in Denver, Colorado, but a mental health disability is harder to prove, especially if it is long-term. It is difficult for insurance companies to ascertain if someone with this kind of handicap is entitled to some benefits. For…
Disability insurance and public benefits
People in Colorado are lucky in that they can access public disability benefits if they’re injured on the job or can’t work any longer. Some of them even have private disability insurance. This may be provided as a benefit by an employer. Some people pay…
Understanding how short-term disability insurance works
Short-term disability insurance protects workers in Colorado by providing them with a significant portion of their salary if they cannot work due to illness or injury that is not incurred on the job. Benefits generally are 40% to 80% of your salary before the illness…
Will my long-term disability insurance cover mental health?
The importance of good mental health has become a hot topic in recent years. Many employers and schools are now approaching mental health in the same way they do physical health. But are insurance companies doing the same, especially when it comes to claiming disability?…
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