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What are the advantages of AD&D insurance?
Life comes with no expectations or guarantees; an accident or otherwise unexpected mishap could leave a Colorado family grieving for a relative killed in an accident. Sometimes, the victim may survive but suffer a dismemberment that now impacts their ability to work. Life or health…
Denied long-term disability claims
If you become ill and aren’t able to work, you could qualify for disability insurance to cover bills and other household expenses. The insurance will cover a portion of your salary if you are ill or injured, but there are cases when your insurance provider…
What does an accidental death and dismemberment claim cover?
Even when workers in Colorado are as careful as possible, accidents can still happen. Depending on the circumstances, it may be possible to file an accidental death and dismemberment claim. It’s important to understand what is covered and what is not in this type of…
What is a disability according to long-term disability claims?
When Coloradans apply for long-term disability benefits, the issue of what is considered a disability will often come into play. The insurance carrier may deny the claim by saying that you are not really disabled. This decision is made on a case-by-case basis. A disability…
What kinds of back problems can qualify you for disability?
Back pain is a part of life. Some experts believe that up to 80% of people will experience some form of back pain at some point in their lives. But if you suffer from intense, constant and debilitating back pain, it’s a different story. Some…
How do you recover compensation when you’re partly at fault?
If you are injured in a car accident but are partially responsible for the crash, you may wonder what can happen. There is a rule in the state of Colorado known as the modified comparative negligence 50% rule. What is the modified comparative negligence 50%…
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