Disability benefits are an important safety net that many people ignore until they need. Some people don’t have any disability coverage protecting them other than benefits possibly available through the Social Security Administration. Every worker in the country has to pay taxes toward Social Security…
Routine maintenance and safety checks can be beneficial at any time of year. However, as winter approaches, certain safety measures may be particularly relevant. One of the most effective ways to prevent road traffic accidents is to take preventative steps. Many of these can be…
When you take out short-term disability (STD) or long-term disability (LTD) insurance, you agree with the insurer that both of you will act in good faith. You cannot lodge false or exaggerated claims, and they cannot deny or delay claims without a valid reason. Yet,…
Life insurance policies serve a vital purpose. When the policyholder passes away, the beneficiaries could immediately file a claim and use the funds to cover numerous financial obligations ranging from funeral and household expenses to a child’s educational costs. Colorado residents might find the claims…
Planning for the future allows us to create a safety net in case the unthinkable happens. A serious injury or debilitating disease could make any of us unable to work. However, one way to prevent suffering a huge financial loss is to purchase an individual…
It can be devastating for Colorado families to have a life insurance claim denied. Life insurance policies are usually meant to help cover some of the costs of a funeral after the loss of a loved one. When those funds aren’t immediately available it can…
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