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Why would a long-term disability claim be denied?
There are all kinds of reasons why your long-term disability claim could be denied despite the fact that you deserve it. Usually, these LTD denials happen early in the initial stages of a claim, but they can happen later, too. Unfortunately, after being denied, you…
Can back problems become disabling?
A sore neck, lower back pain or back stiffness can all be early signs of an underlying spinal disorder. This can prove not only harmful to your health but can cause a multitude of struggles in your everyday life. Over time, additional conditions could develop…
The three types of distracted driving
There are many individual types of distracted driving, such as texting and driving or eating in the car. But there are three main types of distracted driving that are listed by the CDC. Understanding what these broad categories look like will help you know how…
Life insurance might still be payable after a suicide
McDermott Law recently helped a client settle a tragic case involving his wife’s death and the insurance company’s failure to pay on her life insurance claim. A young couple purchased life insurance to protect them if something terrible were to happen to the other. Less…
Case Result: McDermott Law gets insurance company to pay long-term care benefits and more
McDermott Law recently helped a client settle a claim for insurance benefits against his mother’s long-term care insurance company. The facts of this claim were particularly egregious. In the early 1990s, the insurance company convinced our client’s mother to pay it money each month in…
What qualifies as a short-term disability in your plan?
When you cannot work for some time, you need a backup plan to ensure your financial needs are met. That’s where a short-term disability (STD) insurance policy comes in – to provide a portion of your salary when you have a condition or injury that…
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