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Why do dog bites get infected?
A dog bite that becomes infected can become incredibly serious. It can lead to a fever or further complications, such as sepsis. In some cases, an infection is so bad that it leads to a long hospital stay or the sickness can even become fatal.…
Can strong medical evidence prevent a disability claim denial?
Many insurance companies that provide short-or-long-term disability coverage are notorious for denying valid claims. Sometimes, the claim denial might be an act of bad faith. Other times, the lack of supporting evidence can lead to a denied claim. Although disability insurers typically deny claims upon…
What you need to know about life insurance and high-risk jobs
Can a person’s occupation prevent them from obtaining life insurance? It can certainly make it more difficult to obtain and require higher premiums. Life insurance providers categorize certain occupations as hazardous to a person’s health and/or safety. If a person isn’t able to get life…
What if your insurance company ignores you?
You feel like it should be easy to contact your insurance company and file a claim. After that, they should get in touch with you and tell you if they are accepting or denying that claim. You obviously believe that they should accept it, but…
2 common reasons life insurance companies won’t pay benefits
Many people’s estate plans hinge on their life insurance policies. They expect the coverage they carry to pay for their funeral services and also to help their family cover basic living expenses. There are even some people who expect their life insurance policy to fund…
The distinction between long-term and short-term disability insurance
Most of us head to work each day with disability or injury being the last thing on our minds. While there is no need to obsess over the prospect of being unable to work, there is no harm in being prepared. Disabling conditions or injuries…
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