It is common to find stories about consumers committing insurance fraud, but you almost never hear about fraud on the part of insurers. Unfortunately, it can and does happen, leaving those who depend on their insurance without the coverage they purchased. Several years ago, an…
When you faithfully pay for your long-term disability (LTD) insurance, you expect it to be there when you need it the most. Unfortunately, many find it challenging to get their insurance benefits even after paying into their policy for years or decades. If an insurance…
A dog bite that becomes infected can become incredibly serious. It can lead to a fever or further complications, such as sepsis. In some cases, an infection is so bad that it leads to a long hospital stay or the sickness can even become fatal.…
Many insurance companies that provide short-or-long-term disability coverage are notorious for denying valid claims. Sometimes, the claim denial might be an act of bad faith. Other times, the lack of supporting evidence can lead to a denied claim. Although disability insurers typically deny claims upon…
Can a person’s occupation prevent them from obtaining life insurance? It can certainly make it more difficult to obtain and require higher premiums. Life insurance providers categorize certain occupations as hazardous to a person’s health and/or safety. If a person isn’t able to get life…
You feel like it should be easy to contact your insurance company and file a claim. After that, they should get in touch with you and tell you if they are accepting or denying that claim. You obviously believe that they should accept it, but…
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