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Sleep disorders can qualify as disabilities
There are many different sleep disorders that people suffer from, which can dramatically impact their quality of life. Some of these can even be dangerous and can have fatal consequences if not treated properly. But even those that don’t generally lead to fatal incidents can…
Should insurance cover the loss of a limb?
In many industries, the loss of a limb through an accidental amputation could mean that an individual will never be able to work in their career again. They may have had a physical job that they cannot do after the fact, but it doesn’t even…
Can disability insurers commit fraud against consumers?
It is common to find stories about consumers committing insurance fraud, but you almost never hear about fraud on the part of insurers. Unfortunately, it can and does happen, leaving those who depend on their insurance without the coverage they purchased. Several years ago, an…
What does bad faith look like in a disability claim?
When you faithfully pay for your long-term disability (LTD) insurance, you expect it to be there when you need it the most. Unfortunately, many find it challenging to get their insurance benefits even after paying into their policy for years or decades. If an insurance…
Why do dog bites get infected?
A dog bite that becomes infected can become incredibly serious. It can lead to a fever or further complications, such as sepsis. In some cases, an infection is so bad that it leads to a long hospital stay or the sickness can even become fatal.…
Can strong medical evidence prevent a disability claim denial?
Many insurance companies that provide short-or-long-term disability coverage are notorious for denying valid claims. Sometimes, the claim denial might be an act of bad faith. Other times, the lack of supporting evidence can lead to a denied claim. Although disability insurers typically deny claims upon…
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