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Successful Appeal of a Denied LTD Claim

We are proud to report yet another success story on behalf of a client whose long-term disability benefits were wrongfully denied. This long-term disability claim insured by Lincoln Financial has now been approved through the efforts of the disability insurance attorneys and staff at McDermott Law, LLC. An…

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Common signs of a life insurance fraud

Life insurance serves as a safeguarding financial tool for individuals and their beneficiaries, ensuring protection in the event of the insured’s passing. Unfortunately, it is also a target for fraudulent activities due to the significant payouts involved. One of the types of life insurance fraud…

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4 causes of long-term disability (LTD) denials

A disability could severely impact your life and ability to work. You may be qualified for long-term disability (LTD) benefits, which can cover medical expenses, lost wages and other financial matters. There are many reasons why an LTD claim may be denied, which can be…

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What happens after a long-term disability benefits claim denial?

Many workers who have complex compensation packages expect that they will likely never need those benefits. Employers may provide long-term and short-term disability insurance coverage as part of a robust compensation package. Employee benefits that include supplemental insurance help protect workers against the possibility that…

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Examples of medical evidence

If you’ve been denied long-term or short-term disability benefits, the reason that the insurance company provided may be that you didn’t give them the proper medical evidence. They do not have enough information to determine if you are actually disabled, so they are going to…

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Is appealing denied short-term disability benefits worth it?

The prospect of appealing denied short-term disability benefits may initially seem like a daunting and potentially exhausting process, especially because if you’ve applied for benefits, you are dealing with serious health issues. However, pursuing an appeal is often worth the effort for several reasons. Depending…

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