Long-term disability insurance policies can be complicated. The language is unique and contains terms and phraseology not often seen before. If you have short- and/or long-term disability coverage, understanding the following key elements of your policy is crucial to knowing what protections you have –…
When disability claims are filed with insurance companies, the investigation of your claim may often involve the hiring of an investigator to surveil you to verify whether you are truly disabled and entitled to the benefits of your insurance policy. Many people are surprised to…
Knowing the facts about disabilities can underscore just how important it is to have disability insurance coverage. To this end, below, we have presented some essential facts to understand about disabilities. Disabilities & Disability Insurance: Here’s What You Should Know 1 – About 25 percent…
May marks the start of Disability Insurance Awareness Month (DIAM), a campaign started and sponsored by the nonprofit organization Life Happens. The goal of DIAM is to educate the public about their risk of disability and inspire them to invest in disability insurance coverage. While…
Continuing from Facts & Statistics Regarding Disability Insurance Coverage in the U.S. (Pt. 1), below is some additional important information about long-term disability insurance coverage for American workers. This data is based on research conducted by the non-profit Consumer Federation of America (CFA), an organization…
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