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Category Archives: Long-Term Disability

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Disability and Life Insurance: Common Myths about ERISA Dispelled

Misconceptions about the Employee Retirement Income Security Act (ERISA) of 1974 abound. While this federal law is certainly complicated and it may be common that covered employees are completely unfamiliar with how it functions, or that it even exists, understanding the facts behind some of…

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Cigna Disability Coverage for Lockheed Martin Employees

Headquartered in Bethesda, Maryland, Lockheed Martin is a global security and aerospace company that employs approximately 126,000 people worldwide and is principally engaged in the research, design, development, manufacture, integration and sustainment of advanced technology systems, products and service. Lockheed has several facilities in the…

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Disability Insurance Company Surveillance: What You Need to Know and Their NEW Tactic

When disability claims are filed with insurance companies, the investigation of your claim may often involve the hiring of an investigator to surveil you to verify whether you are truly disabled and entitled to the benefits of your insurance policy. Many people are surprised to…

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3 Myths about Disability Insurance Dispelled

Many people understand that having various types of insurance coverage can provide them with an important safety net in the event of an accident or other adverse event that life has in store for them. While this may be one of the main reasons people…

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3 Important Facts to Know about Disabilities & Disability Insurance

Knowing the facts about disabilities can underscore just how important it is to have disability insurance coverage. To this end, below, we have presented some essential facts to understand about disabilities. Disabilities & Disability Insurance: Here’s What You Should Know 1 – About 25 percent…

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Long-Term Disability Insurers’ History of Wrongfully Denying Claims

LTD insurers continue to wrongfully deny claims. While there has been some exposure of the nature and extent of the tactics used by insurance companies to wrongfully deny disability claims, the practice continues. This is especially the case if the LTD insurance benefit comes from…

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