Category Archives: Long-Term Disability
When denial of an LTD claim is bad faith
Disability in any form may incapacitate you in Denver, Colorado, but a mental health disability is harder to prove, especially if it is long-term. It is difficult for insurance companies to ascertain if someone with this kind of handicap is entitled to some benefits. For…
Will my long-term disability insurance cover mental health?
The importance of good mental health has become a hot topic in recent years. Many employers and schools are now approaching mental health in the same way they do physical health. But are insurance companies doing the same, especially when it comes to claiming disability?…
LTD insurance: Own occupation versus any occupation claims
Long-term disability claims in Colorado can be challenging. Maneuvering the disability claims process requires an essential understanding of a number of factors. One important issue is knowing the distinction between own occupation disability insurance versus any occupation disability insurance. Own occupation disability insurance Own occupation…
Is long-term disability insurance right for you?
Colorado offers residents short-term disability benefits at no cost. Those who find themselves disabled may be able to receive benefits for up to 180 days. However, the state doesn’t offer cost-free long-term disability insurance. You’ll need to buy it For those who remain disabled after…
How do permanent injuries affect a lawsuit?
Most successful personal injury claims in Colorado cover costs that pay for your medical care and lost wages until you’re ready to go back to work. However, a permanent injury can’t be covered with a set of limited costs. You’ll require medical care for the…
Documenting symptoms is crucial to a long-term disability claim
In a perfect world, you could simply fill out your application for long-term disability benefits and quickly receive the assistance you need. The reality is the application process can be long and complicated, especially if you have a condition that is likely to worsen over…
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