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Category Archives: Long-Term Disability

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Can strong medical evidence prevent a disability claim denial?

Many insurance companies that provide short-or-long-term disability coverage are notorious for denying valid claims. Sometimes, the claim denial might be an act of bad faith. Other times, the lack of supporting evidence can lead to a denied claim. Although disability insurers typically deny claims upon…

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Case Result: McDermott Law gets insurance company to pay long-term care benefits and more

McDermott Law recently helped a client settle a claim for insurance benefits against his mother’s long-term care insurance company. The facts of this claim were particularly egregious. In the early 1990s, the insurance company convinced our client’s mother to pay it money each month in…

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A dismemberment claim can address more than just limbs

When many people consider an accidental death and dismemberment (AD&D) claim, they think about the loss of a limb. It is clear that someone who has lost a leg will have mobility issues or that someone who has lost an arm may not be able…

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How can you strengthen an appeal on a denied disability claim?

Unfortunately, not all insurance claims find success right away. Sometimes, the insurance company will deny a claim over form errors or accidental mistakes. Other times, claims are denied because of doubt over the claimant’s disability. If you receive a notice of denial, please do not…

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Denied long-term disability claims

If you become ill and aren’t able to work, you could qualify for disability insurance to cover bills and other household expenses. The insurance will cover a portion of your salary if you are ill or injured, but there are cases when your insurance provider…

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What is a disability according to long-term disability claims?

When Coloradans apply for long-term disability benefits, the issue of what is considered a disability will often come into play. The insurance carrier may deny the claim by saying that you are not really disabled. This decision is made on a case-by-case basis. A disability…

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