Category Archives: Long-Term Disability
How Does Long Term Disability Work in Colorado? 2024
Long-term disability insurance offers support to those who suffer an injury and need financial support while they are unable to work. For residents of Colorado, this is a necessary benefit for those who are injured or suffer an illness. It’s important to understand how long-term…
Successful Appeal of a Denied LTD Claim
We are proud to report yet another success story on behalf of a client whose long-term disability benefits were wrongfully denied. This long-term disability claim insured by Lincoln Financial has now been approved through the efforts of the disability insurance attorneys and staff at McDermott Law, LLC. An…
4 causes of long-term disability (LTD) denials
A disability could severely impact your life and ability to work. You may be qualified for long-term disability (LTD) benefits, which can cover medical expenses, lost wages and other financial matters. There are many reasons why an LTD claim may be denied, which can be…
What happens after a long-term disability benefits claim denial?
Many workers who have complex compensation packages expect that they will likely never need those benefits. Employers may provide long-term and short-term disability insurance coverage as part of a robust compensation package. Employee benefits that include supplemental insurance help protect workers against the possibility that…
How much does a spinal cord injury (SCI) cost?
It’s very expensive to suffer from a spinal cord injury. The costs do depend on the location, which affects how much range of motion is lost, and the severity of the injury. But an SCI is almost always a very expensive injury, especially when you…
Do LTD insurers use physicians to do their dirty work?
When you bought your long-term disability (LTD) policy, you saw it as an investment for the future. After all, you have a one-in-four statistical possibility of becoming disabled before you retire. Unfortunately, long-term disability insurers don’t always live up to their promises. Many of them…
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