When you are ready to submit a life insurance claim to an insurance provider, certain steps will have to be taken to ensure the claim is properly submitted and processed. In general, these steps will include (but may not necessarily be limited to): Locate and…
September is Life Insurance Awareness Month. Many life insurance companies and financial institutions use this as an opportunity to contact their insureds and other potential customers to promote their life insurance products. There is no doubt obtaining life insurance is an important step to take…
Misconceptions about the Employee Retirement Income Security Act (ERISA) of 1974 abound. While this federal law is certainly complicated and it may be common that covered employees are completely unfamiliar with how it functions, or that it even exists, understanding the facts behind some of…
Don’t Make These Life Insurance Mistakes Life insurance can provide a critical financial safety net for families after a loved one passes. It’s important to understand, however, that what you do when you sign up for insurance – and how you maintain a policy –…
Mr. “F” called our office, through co-counsel, when Unum terminated his long-term disability (LTD) insurance benefits. Although he had been receiving monthly disability benefits for years, Unum claimed he was no longer disabled under the group insurance policy provided by his employer. Because the insurance…
Life insurance claim denials can be disheartening, but they are not necessarily the final word in a claim, as beneficiaries can appeal denials when they think that insurance companies have made wrong decisions. In fact, by fighting back after wrongful life insurance claim denials, people…
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