Category Archives: Employee Retirement Income Security Act (ERISA)
Denied ERISA benefits could quickly lead to financial hardship
The Employee Retirement Income Security Act of 1974 (ERISA) helps to protect workers from poverty after retirement. The law creates restrictions on how companies manage pensions and employer-sponsored retirement benefits. Although the name specifically references retirement resources, ERISA also governs employer-sponsored disability benefits. Companies that…
When might an insurance company violate its duty under ERISA?
Insurance companies underwrite policies as a way to generate revenue. These companies make money by collecting premiums and lose profits when they have to pay large claims. The majority of insurance providers are for-profit organizations, which means that their best interests directly oppose the interests…
How many appeals does ERISA allow for disability claim denials?
Certain worker benefits provided by employers are subject to federal regulation. For example, those who have short-term or long-term disability insurance coverage provided by their employers typically have certain protections thanks to the Employee Retirement Income Security Act of 1974 (ERISA). Despite what the name…
4 tips when you are appealing an ERISA disability claim denial
As you may know by now, getting the disability benefits you deserve under an employer-sponsored disability plan governed by the Employee Retirement Income Security Act (ERISA) is no easy task. It is common for many Colorado claims to result in denial. Of course, you can…
Avoid these mistakes when appealing a denied ERISA claim
The Employee Retirement Income Security Act (ERISA)is a federal law that governs employer-provided insurance plans. One of the key provisions of ERISA is that you have the right to appeal a denied claim for benefits under the plan. However, not all appeals sail through. Appealing…
Should you supplement your ERISA LTD policy with your own?
An advantage of having employer-sponsored insurance policies is that you can typically get them for far less than it would cost to get your own. This is particularly true when it comes to disability policies. It can be reassuring to know that you have a…
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