If you cannot work due to a medical condition, you have a disability, but your insurer may still deny your claim. Denials of long-term disability insurance claims can feel final and disconcerting, but they have no bearing on whether you have a disability. “Denials” are…
For purposes of claiming disability benefits, you must be in a position to prove a disabling condition that results in an inability to support yourself with gainful employment. As per our Colorado disability lawyers at McDermott Law, that requires medical documentation from your doctors and…
After graduating from college with a bachelor’s degree in Physical Education and a minor in Special Education, Ms. B enjoyed a successful career as a teacher. Eventually, she received her master’s degree in Special Education. Due to lasting effects from several severe injuries, the teacher…
Individuals suffering from bipolar disorder can experience many difficulties in life. Sufferers of bipolar disorder will experience feelings of depression that alternates with episodes of mania. The symptoms associated with bipolar disorder can render an individual incapable of working and can include hyperactivity, impulsive decision-making,…
Traumatic brain injuries are among the various types of conditions that can make it difficult – if not impossible – for people to earn a living. While people living with traumatic brain injuries (TBIs) can apply for disability benefits to help them financially support themselves,…
“Ron” called our office when MetLife terminated his long-term disability(LTD) benefits, claiming he was no longer disabled under the group LTD insurance policy provided by his employer. Because the insurance was provided through work, his claim was governed by the Employee Retirement Income Security Act…
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