Category Archives: Disability
How do you appeal a denied ERISA claim?
There are several different types of long-term disability insurance, and the details of your policy may have a significant impact on the appeals process if your claim gets denied. If you get your LTD insurance through your employer, chances are that your claim falls under…
What does short-term disability insurance cover?
Disability insurance is a type of coverage that provides you with benefit payments when you cannot work due to an illness or injury not covered under other types of insurance, such as workers’ compensation. For example, if you suffer injuries that prevent you from working…
What to know about long term disability insurance
We rely on insurance companies to be there for us when an event or condition prevents us from making financial ends meet. Long term disability (LTD) insurance policies are meant to provide monthly payments in case of a disability that lasts six or more months.…
Challenging ‘bad faith’ disability insurance denials
Colorado has laws in place to keep insurance companies from denying or delaying payment of a disability insurance claim for unreasonable justifications. When an insurance company fails to provide disability payments that an injured worker is entitled to, that worker could suffer from high medical…
Colorado Disability Lawyers Explain the Importance of Medical Documentation of a Disabling Medical Condition
For purposes of claiming disability benefits, you must be in a position to prove a disabling condition that results in an inability to support yourself with gainful employment. As per our Colorado disability lawyers at McDermott Law, that requires medical documentation from your doctors and…
Termination from Employment Even as a Result of Disability Can Impact Your Coverage
Some disability benefit plans require that the claimant remain employed, even in inactive status, in order to receive benefits. In these situations, an employee may need to have their Family Medical Leave Act (“FMLA”) approved to protect their employment status in order to be eligible…
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