Shawn E. McDermott
LATEST ARTICLES BY: Shawn E. McDermott
What to expect at a life insurance exam
If you have loved ones who depend on you for financial support in Colorado, you might know that you need life insurance. After you pass on, the payout will be essential in paying the bills. Maybe you are worried that you’ll have to take a…
How do permanent injuries affect a lawsuit?
Most successful personal injury claims in Colorado cover costs that pay for your medical care and lost wages until you’re ready to go back to work. However, a permanent injury can’t be covered with a set of limited costs. You’ll require medical care for the…
Disability insurance: Why you need it in your life
Many people in Colorado are not aware of the importance of purchasing disability insurance. The earning power is perhaps a person’s most important assets and thus, having protection on it is critical to ensuring that your life is not heavily damaged during times of severe…
Documenting symptoms is crucial to a long-term disability claim
In a perfect world, you could simply fill out your application for long-term disability benefits and quickly receive the assistance you need. The reality is the application process can be long and complicated, especially if you have a condition that is likely to worsen over…
The life insurance contestability period
Life insurance claims in Colorado and around the country can be denied for several reasons. Insurers may refuse to pay a claim if the premiums were not paid on time and the policy lapsed, or they may assert that the death was not covered. This…
Can you be fired while taking short-term disability?
Many people in Colorado are hesitant to go on short-term disability because they’re afraid that they’ll lose their job. While some people might tell you that you can’t be fired while you’re on leave, this isn’t actually true. Your employer can fire you from your…
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