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Long-Term Disability Insurers’ History of Wrongfully Denying Claims

LTD insurers continue to wrongfully deny claims.  While there has been some exposure of the nature and extent of the tactics used by insurance companies to wrongfully deny disability claims, the practice continues.  This is especially the case if the LTD insurance benefit comes from an employer provided source and thus the claim is governed by the Employee Retirement Income Security Act (“ERISA”).

These claim practices of disability insurers have created a process which can be cumbersome to negotiate and difficult to understand.  For some carriers, it is fair to characterize their process as merely a system designed for issuing denials.  Following a denial, the insurers do not inform the denied claimant about the truth surrounding the mandated internal appeal process.  The insurers do not describe the extreme importance of submitting a thorough and timely appeal, and that the claimant will likely be prevented from introducing further evidence in support of his or her claim in court if the internal appeal process is unsuccessful.  With such a system in place, long-term disability insurers regularly deny claims by either ignoring the available medical evidence or changing the facts on the claim to “justify” the denial of it.

A Closer Look These Claim Denial Tactics

Some of the tactics employed by LTD insurance carriers to deny valid claims include:

These are just a few of the issues we see every day in the handling of denied long-term disability insurance claims.  If you have experienced these issues with a LTD insurance company, feel free to share your with us on Facebook & Google+.  If you require a consultation on a denied claim, you might want to contact us directly.

You Can Trust a Denver Disability Insurance Lawyer at McDermott Law, LLC

Has your disability insurance claim been denied? If so, you can turn to Denver Disability Insurance Lawyer Shawn E. McDermott for help standing up to insurers and obtaining the benefits you likely deserve. Dedicated and experienced, Shawn McDermott and his experienced staff habe a record of success when it comes to helping people:

To learn more about how the disability insurance attorneys at McDermott Law, LLC can help you, set up a complimentary consult with our office today by calling us at (303) 964-1800 or by emailing us using the contact form on this screen.

From our offices in Denver, we provide the highest quality legal services to disabled people throughout the state of Colorado, the surrounding states and nationwide.

Serving Denver, Colorado Springs, Ft. Collins, and all other Colorado Communities

Specializing in Long Term Disability & Life Insurance Denials

CONTACT US TODAY! (303) 964-1800

TOLL FREE: 877-564-1800

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