Resuming Qualifying and Applying for the Colorado PERA Disability Program (Pt. 1), here, we will continue our discussion regarding what you need to do in order to obtain benefits via the Colorado PERA Disability Program.
While the first part of this blog series focused on pointing out the specific eligibility requirements for qualifying for the PERA program, below, we will present a basic overview of what to expect when applying for the Colorado PERA Disability Program if you do, indeed, meet all of the necessary requirements.
Applying for the Colorado PERA Disability Program: Here’s What to Expect
When you are ready to officially apply for disability benefits, here’s what you should know:
- You will need to fully complete a Disability Program Application and then send it to the Colorado PERA Disability Program.
- While you are encouraged to complete and submit this application as soon as possible after sustaining an injury that prevents you from working, this application must be received by the Colorado PERA Disability Program within 90 days after being terminated from PERA-covered employment.
- Once PERA has received, reviewed and (hopefully) approved your application, it will send it to Unum (the Colorado PERA Disability Program administrator) for medical review and further processing.
- From here, you will work directly with Unum to complete the process necessary to obtain benefits.
It’s important to note here that the medical review process with Unum can be involved and complicated and that you may be required to see physicians chosen by Unum to verify the nature and severity of your injuries or impairments.
Because various factors throughout the application process for the Colorado PERA Disability Program can present challenges to injured people obtaining the benefits they deserve, it’s critical that they have an experienced attorney – like the experienced Denver disability insurance lawyers at McDermott Law, LLC – on their side to advocate their rights and help them obtain disability benefits.
Denver, Colorado Disability Insurance Lawyers at McDermott Law, LLC
If you or a loved one has recently been diagnosed with a debilitating condition, you will need an aggressive, experienced attorney who will fight for your rights and help you obtain the disability benefits you need and deserve. With more than 30 years of combined legal experience, the Denver disability insurance lawyers at McDermott Law, LLC have been dedicated to helping injured individuals file disability claims, navigate through the complexities of the legal system, stand up to insurance companies and ultimately secure the maximum possible disability benefits for their injuries.
When you choose to work with our respected legal professionals, you can rest assured that you are getting the best possible representation for your disability claim and that you have the best chances of resolving your case as beneficially and efficiently as possible.
For more information about your legal rights and entitlements, along with a professional evaluation of your potential case, set up a complimentary consult with our lawyers by calling us at (303) 964-1800 or by emailing us using the form on this screen.
From our offices in Denver, we provide the highest quality legal services to injured people throughout the state of Colorado.