As mentioned elsewhere on this website and in our various blogs, Unum Life Insurance Company assumed the role as the Disability Program Administrator for the Colorado Public Employees Retirement Association’s (PERA) Disability Program. Unum became the administrator on January 1, 2011. If a PERA Member submitted a claim for disability prior to the end of 2010, but the claim decision was not rendered until 2011, then Standard Insurance Company decided the short term disability (STD) claim while Unum was charged with the responsibility of determining potential entitlement to “disability retirement.” Our office has assisted many PERA Members through this claim process. We were recently informed by the Unum claims representative that another one of our client’s claim for disability retirement benefits was successful. As a result, our client is now deemed entitled to disability retiree benefits to be paid by PERA based upon 50% of her “Highest Average Salary.”
Please feel free to contact our office if you require assistance with your Colorado PERA disability retirement claim or have received a denial of benefits from either Standard Insurance Company or Unum for which you most likely need to file an internal appeal with either company. Click here if you would like to read more about the Colorado PERA Disability Retirement Program.
Signed, Shawn McDermott