The Riverpoint Building
2300 15th Street Suite 200
Denver, CO 80202
Maps and Directions
Greenwood Village
5750 S. Ulster Circle, Suite 300
Greenwood Village, CO 80111
Maps and Directions

(303) 964-1800

October, 2013

Disability Insurance and ERISA: An Overview

December 27, 2014

If your disability insurance is provided through your employer, understanding how ERISA may impact your disability claim can be confusing. However, the following overview of how disability insurance and ERISA generally work together can provide you with some important insight as to what to expect moving forward.  Background on ERISA
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401(k) Disability Protection Programs

December 18, 2014

Some employers offer 401(k) disability protection programs for your 401(k) savings in addition to long term disability (LTD) coverage.  Traditional disability insurance replaces a portion of your working income if you become disabled.  However, traditional LTD insurance does not provide the ability to set aside 401(k) savings for your future
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Eligibility Requirements for Applying for PERA Disability Benefits

November 30, 2014

The Public Employees’ Retirement Association (PERA) is a program intended to provide disability benefits (as well as other benefits) to certain government employees in Colorado. As with other disability benefit programs, however, there are some specific eligibility requirements for applying for PERA disability benefits, and meeting these requirements is critical
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Your Approved Long-Term Disability Claim Has Now Vanished:  What Now?

November 12, 2014

Today I want to write about a certain provision often found within a long term disability policy that can significantly impact your ability to collect benefits.  I am referring to the “limitation” provision(s) found within your policy, and specifically the catch-all limitations provisions which will limit the payment the benefits
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CIGNA Reverses Long Term Disability Denial of a Man with a Fractured Leg

November 12, 2014

McDermott Law has once again been successful on behalf of a client whose disability benefits were wrongfully terminated. These long term disability benefits governed by the Employee Retirement Income Security Act (ERISA), and insured by CIGNA, have now been granted.  Mr. T suffered from several conditions, including a fractured Tibia/Fibula
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Qualifying and Applying for the Colorado PERA Disability Program (Pt. 2)

October 31, 2014

Resuming Qualifying and Applying for the Colorado PERA Disability Program (Pt. 1), here, we will continue our discussion regarding what you need to do in order to obtain benefits via the Colorado PERA Disability Program. While the first part of this blog series focused on pointing out the specific eligibility
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Qualifying and Applying for the Colorado PERA Disability Program (Pt. 1)

October 30, 2014

When the employees of public agencies get hurt, the Colorado PERA (Public Employees’ Retirement Association) Disability Program may provide them with essential benefits to help them recover and get back to work. In this two-part blog series, we will provide you with an overview of the eligibility requirements for applying
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Successful Appeal of a Terminated Disability Claim with Reliance Standard Life Ins. Co.

October 28, 2014

It’s been a busy year around the offices of McDermott Law, LLC, submitting many internal appeals to insurance companies which have inappropriately denied or terminated long-term disability (LTD) insurance claims.  We have several experienced several successful results lately, including a reinstatement of a terminated long-term disability claim a woman with chronic
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Traumatic Brain Injuries: 6 Facts to Know When Applying for Disability Benefits (Pt. 3)

October 24, 2014

Concluding our blog series entitled Traumatic Brain Injuries: 6 Facts to Know When Applying for Disability Benefits, below are a few more important facts to be aware of when it comes to seeking disability benefits for TBIs. Additional Facts about Traumatic Brain Injuries & Disability Benefits…  Fact 5 – Traumatic
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Traumatic Brain Injuries: 6 Facts to Know When Applying for Disability Benefits (Pt. 2)

October 20, 2014

Resuming Traumatic Brain Injuries: 6 Facts to Know When Applying for Disability Benefits (Pt. 1), here we will continue our discussion regarding some important facts to know when it comes to traumatic brain injuries and disability benefits.  More Facts about Traumatic Brain Injuries… Fact 3 – A lack of financial
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