The Riverpoint Building
2300 15th Street Suite 200
Denver, CO 80202
Maps and Directions
Greenwood Village
5750 S. Ulster Circle, Suite 300
Greenwood Village, CO 80111
Maps and Directions

(303) 964-1800

October, 2013

CIGNA Reverses Long Term Disability Denial of Woman with Multiple Conditions

August 29, 2013

. . . This office was once again successful on behalf of a client whose disability benefits were wrongfully denied. These long term disability benefits governed by the Employee Retirement Income Security Act (ERISA), and insured by CIGNA, have now been granted. Ms. B suffered from several conditions, including optic
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CIGNA Amends Claim Policy

August 28, 2013

. . . There may be good news ahead for disabled insureds seeking benefits from the CIGNA companies, comprised of Life Insurance Company of North America (LINA), Connecticut General Insurance Company, and CIGNA Health and Life Insurance Company. These “participating companies” entered into a Regulatory Settlement Agreement (“RSA”) with the
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MetLife Reverses Long Term Disability Denial of Woman with Bipolar Disorder

August 19, 2013

. . . This office was once again successful on behalf of a client whose disability benefits were wrongfully denied. These long term disability benefits governed by the Employee Retirement Income Security Act (ERISA), and insured by MetLife, have now been reinstated. Ms. S suffered from bipolar disorder, and had
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MY ERISA DISABILITY CLAIM APPEAL WAS DENIED; WHAT CAN I EXPECT NOW?

August 8, 2013

. . . So there you are: you submitted an internal appeal of your denied long term disability claim with your insurance carrier or claim administrator and that appeal has been denied. (hopefully, you have used the services of a qualified and experienced disability attorney to submit your appeal –
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Unum Insurance Mishandling Colorado PERA Disability Claims?

April 23, 2013

. . . We have recently discovered a major failing in the way Unum Insurance is administering and deciding Colorado PERA disability claims. If you are reading this blog, you are likely aware that Unum Insurance is the Disability Program Administrator for the Colorado Public Employee Retirement Association (Colorado PERA)
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COLORADO PERA SHORT TERM DISABILITY BENEFIT CASE ARGUED TO THE COURT OF APPEALS

January 30, 2013

. . . . Yesterday, I had the pleasure of presenting oral argument to a panel of the Colorado Court of Appeals on the appropriateness of Colorado PERA’s (and Standard Insurance Company’s former) administration of the short term disability program, on behalf of three clients whose cases had been consolidate
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BE SURE TO EXERCISE YOUR CONVERSION RIGHTS

January 10, 2013

. . . When leaving an employer, an employee may have the right to “convert” group life insurance coverage into an individual policy. Not all employer-provided group policies offer this conversion right but many do. Most such policies provide the right to convert the group life insurance coverage into an
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LIFE WAIVER OF PREMIUM – DON’T FORGET!

January 10, 2013

. . . Since I am on the issue of life insurance coverage (see my other blog post of today’s date), I take this opportunity to remind all readers of a little known provision likely found in your employer-provided, group life insurance policy — commonly referred to as “life waiver
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